Posts tagged Growth Mindset
The 3 habits I practice daily to build my side hustle

For better or worse, I value intrinsic motivation. I've always placed more emphasis on following what sparks my curiosity than on fulfilling outside expectations placed upon me. This made finding a career path ... interesting.

I loved being a teacher, but eventually I wanted more control over my time and income. So, I overhauled my life by getting a more flexible job, and I also picked up a freelance-writing side hustle. In one year I was able to grow my income by 50%, and I did it by networking online and holding myself accountable.

Read the rest of the article to learn my 3 daily habits on Business Insider. (originally published July, 2019)

Spreadsheets, Google Docs, and Mailchimps – oh my!
 

It took me years to finally become profitable as a self-employed person. I started with a zillion spreadsheets but had nothing to show for it, even after exerting TONS of effort. This time around, I have I realized the most important tool is not about project management, budgeting, or email automation. It’s not about spreadsheets, Google Docs, or Mailchimps –

It is about mindset.

Let me back up. In 2015, I tried my hand at self-employment for the first time. Well, make that the first few times.

I started a yoga and writing workshop business that helped dozens of folks explore their voices and their bodies…and made about $1500 in 9 months. I wrote a children’s book that brought in $27 of royalties after 3 years of work (but gave me good reason to keep in touch with my dear friend and illustrator). Finally, I started a podcast with ANOTHER friend that was fun, but not-so-lucrative.

With my tail between my legs, I told myself the jig was up. Time to find a reliable job. Which was for the best, truly. I gained some financial stability, learned how to negotiate a good salary for myself, and worked as a teacher at two great independent schools. I spent time with some inspirational young people and met some great families. Teaching fed a particular part of my soul, and I thought that writing in the summer time would be enough for me. Sounds reasonable, right?

Wrong. I loved teaching, and I was even a fairly effective teacher! But the deal I had struck with myself sacrificed the integrity of what I actually wanted. I was not making enough money to do much more than teach. And the schedule messed with me – utmost regimen from August-June, then total freedom in the summer. It left few opportunities to travel for writing retreats, and when the summers came and I had no structure to my day I felt, mostly, confused.

And I was pouring all of my creative juice into the children I had grown to care for.

So what did I do? I boldly declared that I, the writer, would WRITE! I crafted a plan to exit teaching and found my way into freelance writing IMMEDIATELY!

Right?

Wrong again.

I decided I needed a SECOND master’s degree.

I traveled to Ireland for a low-residency program, took out $10k in student loans, and when I got there my mentor asked me what I was doing in such a program.

Not because I wasn’t welcome. Not because I wasn’t benefitting.

But, she said, I had so much life experience. More than the average student. What was I doing in a classroom? Get home and WRITE she said.

But I had no confidence! I wanted to do the thing I was good at doing so badly, but how?

One year later, I am celebrating the first month that I will replace my day job income from – you guessed it – writing. I enacted a new series of habits and routines that I discovered through some very affordable online courses on how to earn a living by freelance writing. I found the affordable systems of support and began to LEARN BY DOING, not by expecting perfection. And the best part – I didn’t even need more student loans!

That’s the spirit in which this blog was founded. I’m still processing my journey from broke to brazen - how I went from a broke idealist to a self-employed solutions journalist & freelance writer.

I let go of perfectionism, and just…simply…started.

And here I am, still going.

To imperfection,

-Megan

 
Why I became a freelance personal finance writer
 

I turned to freelance writing last year as a way to take my earning potential into my own hands after realizing that 1-3% annual raises were not enough to actually fund the life and the legacy I want for myself. I quickly began building my portfolio, and I now write for well-known publications like Business Insider, WeAreTeachers, and a handful of other creative content marketing clients, both ghostwritten and bylined.

I realize now that I chose personal finance writing because what better way to self educate than to interview experts and write on topics like debt, real estate, and budgeting?

I am interested in helping people (especially millennials) make empowered life choices. I like writing to be fun, collaborative, and uplifting, but also give people the information they need to live life on their terms.

Click here to see all of my personal finance articles.